Exchanging Minutos for legal tender (Euros, Swiss Francs) or vice versa makes sense in certain cases:

As a vendor, you accept a Minuto voucher of a higher value than the selling price as payment. Since you don't have any Minuto vouchers at hand, you return the change in Euro.

For recommended conversion rate, see conversion page.

In the community Lebensgarten Steyerberg (Germany) there is a vegetable farmer and many therapists. Almost all neighbors want to buy vegetables with Minutos from the farmer. However, the farmer can only spend Minutos in limited quantities within the community.

Margrit Kennedy's proposed solution is: In the neighborhood there are some people who earn Euros outside the community of the Lebensgarten and they have limited time for extra work. These people can buy Minutos from the farmer and give him Euros.

Those Minutos can now be used to buy services in the community without having previously issued Minutos or done anything in exchange for Minutos. The farmer, for his part, can accept far more Minutos than he needs for his own needs.

Have a look at the conversion page for conversion rates.

A small business owner needs helpers by the hour from time to time. These helpers can be offered Minutos as payment. Perhaps 30 Minutos per hour are appropriate, so the quality benefit can be set at 50%. At the current conversion rate, this would be 15 Euro per hour, but paid in vouchers rather than Euros.

The helpers can then use the Minutos to make purchases from the small business or spend them with other suppliers. However, if they need Euros, for example for rent or gasoline, then the small business owner can offer to exchange Minutos for Euro cash. For example, for 30 Minutos, 10 Euros of cash would be conceivable. After all, 10 Euros per hour is still good for many helpers. However, Minutos are thus seen as more valuable (since 15 Euros worth of goods per hour) and Euro cash is rather rarely asked for. This reduces the Euro requirement of the contractor and makes Minuto more popular.

You may find the answer at frequently asked questions or write a comment.